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Finance Option - Easy Payment Plan
Buying furniture is probably the most exciting and expensive purchase that many people will make for their offices. It involves style, design, comfort, practicality and of course budgeting. With normal day to day Cash Flow restraints inevitably our Customers consider ‘downgrading’ their requirements instead of buying a comprehensive suite of furniture that will achieve everything they require in a new office environment.
One thing that often gets in the way when considering a purchase is budget - the ideal solution therefore is a suitable finance package. Finance4Furniture is a partnership with one of the major players in the financing of new office furniture in the UK. Our partner has the resources to ensure any investment in office equipment and furniture is handled quickly and efficiently for all consumers. We can provide customers with suitable credit ratings with an easy-to manage funding solution that negating the need for an upfront large capital expense bill. The full cost can easily be expressed as a low figure over a number of years - and the tax advantages mean it can sometimes be the best way to buy.
Finance4Furniture through FurnitureRunner.com would normally be suitable for customers looking to order products in excess of £1,000.
Who can benefit from a Finance4Furniture Lease?
Typically Sole Traders, Partnerships, Limited Companies, PLC’s, Charities and Educational Establishments.
What is the minimum order value?
£1000 + VAT
What is the maximum order value?
There is no maximum order value.
What is the length of the Lease?
Typically 12 to 36 months but it can be anything from 1 to 7 years.
Is a deposit required?
1 to 6 months rental dependent on the type of lease.
Can the Whole Turn Key Package be financed?
Yes, you can lease any of the following mix; office furniture, storage, seating, demountable partitioning, cabling, Cat2 lighting, air conditioning, carpet tiles, suspended ceiling, blinds, refurbishment costs, alarm and security systems, mezzanine flooring and any asset as part of your entire furniture and interiors solution.
What is the treatment with VAT?
There are 2 choices:
What are the payment patterns?
Monthly, quarterly, annually, bi-annually - you can choose the most suitable.
How can I make payments?
Direct Debit or Invoice.
Is it possible to upgrade the equipment during the term of the lease?
Yes - an upgrade option is available.
What are the options at the end of the lease?
There are 3 choices:
Leasing can work out more cost effective than paying with cash
By paying for your furniture and the refurbishment of your offices from your cash flow, only a limited percentage is available for tax purposes. This is because the revenue only allows you to offset 65% of the capital cost against your capital allowances. However, if you go down the lease rental route this will allow you to offset the full 100% of repayments against your corporation tax bill. This is the only form of borrowing where this is possible, and as such makes it the most tax efficient method of paying for your furniture and refurbishment works.
Lease rental payments are fixed from the outset and are therefore inflation proof, which enables you to precisely calculate, and budget for future costs.
All contracts are subject to status and satisfactory credit clearance